working from home insurance

Financial, legal, advertising, pricing, marketing, accountancy, bookkeeping, employment, taxation, etc.
Post Reply
Howard
Posts: 31
Joined: Tue 19 Oct, 2010 7:48 pm
Location: Frinton on Sea,Essex.uk
Organisation: Creative Frames
Interests: Drag racing, music, gardening.

working from home insurance

Post by Howard »

Hi everybody,
This is my first post, so be gentle with me, thought you might be interested in my recent inquiry into insurance. I had a standard buildings and contents insurance with Lloyds TSB costing £458.78 last year, which included £500 cover for tools in my workshop. The renewal for this year is £552.99. I phoned NFU Mutual, they suggested a Homeworker policy which insured my business ( £10 million employers liability, 2.5 million public liability, £5,000 customers goods held in trust, £1500 single item of tooling, £10,000 personal accident, £2500 worth of stock, it goes on and on, I couldn't believe it.And all for £530.81. Oh, and by the way this includes building and contents of my bungalow as well. Bit of a no brainer really.
User avatar
Gesso&Bole
Posts: 1004
Joined: Wed 24 Mar, 2010 3:35 pm
Location: Nottingham
Organisation: Jeremy Anderson Picture Frame Maker
Interests: Framing pictures, testing out the latest gismos, and sharing picture framing knowledge
Contact:

Re: working from home insurance

Post by Gesso&Bole »

Welcome Howard.

i also use NFU for my retail policy. Not only are they pretty good on premiums, but you can pay monthly for a few pennies extra.
Jeremy (Jim) Anderson
Picture Framer and Framing Industry Educator
https://www.jeremyanderson.co.uk/
https://www.instagram.com/ja_picture_framer/
User avatar
Jonny2morsos
Posts: 2231
Joined: Wed 12 Mar, 2008 10:28 pm
Location: Lincs
Organisation: Northborough Framing
Interests: Fly Fishing, Photography and Real Ale.
Location: Market Deeping

Re: working from home insurance

Post by Jonny2morsos »

NFU rang me a few days back they will definitely be asked to quote at renewal time.
User avatar
mikeysaling
Posts: 1557
Joined: Mon 08 Mar, 2010 3:53 pm
Location: braintree essex
Organisation: sarah jane framing
Interests: astronomy medals photography
Contact:

Re: working from home insurance

Post by mikeysaling »

weve used them for many years on our thatch insurance + my home framing business - excellent value
when all is said and done - there is more said than done.
User avatar
prospero
Posts: 11623
Joined: Tue 05 Jun, 2007 4:16 pm
Location: Lincolnshire

Re: working from home insurance

Post by prospero »

I'd give a big :yes: to the NFU. You probably could get (marginally)cheaper if you looked around, but with NFU the service is more personal and I deal with a local agent. Generally when I ring they know who I am. Which is nice. :D
Watch Out. There's A Humphrey About
stcstc

Re: working from home insurance

Post by stcstc »

dumb question

but who is NFU
User avatar
mikeysaling
Posts: 1557
Joined: Mon 08 Mar, 2010 3:53 pm
Location: braintree essex
Organisation: sarah jane framing
Interests: astronomy medals photography
Contact:

Re: working from home insurance

Post by mikeysaling »

stcstc wrote:dumb question

but who is NFU

well its national farmers union but now just nfu

toll free 0800 1970961 they are in tiddington rd stratford upon avon cv37 7wd worth a call - they do all insurance car house business give em a call (i am not a rep for them) !!!!
when all is said and done - there is more said than done.
Post Reply